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Chime early direct deposit12/5/2023 SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. Your limit may change at any time, at Chime's discretion. You will receive notice of any changes to your limit. Your limit will be displayed to you within the Chime mobile app. Get your paycheck up to 2 days earlier with direct deposit than you would with. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. On these days, our banking partners cannot process deposits, which may delay the arrival of your direct deposit until the next business day. Chime direct deposit form is typically required to be filed by individuals. **Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. ![]() Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A. ![]() Chime is a financial technology company, not a bank.
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